(credit card division) For bank of Baroda

Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Details

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Reviewing loan requests
  • Assessing clients’ financial status
  • Evaluating creditworthiness and risks

Knowledge & Skills

  • Strong communication skills
  • Meeting sales goals by monitoring progress
  • Analyzing  data
  • Presentation skills
  • Management and leadership skills
  • Developing budget

   Experience:-

    Minimum 6 months experience in banking, sales and marketing 

    Salary :- 10,000 to 15,000 inhand + incentives